Hon. Prime Minister Ranil Wickremesinghe launched a loan scheme to help the small and medium scale entrepreneurs to start self-employments and industries to strengthen the village economy. Called the Swashakthi National Loan Scheme, the scheme was launched on the 4th of February 2017, the purpose of this project would be to strengthen the economy in each electorate of the country.
As per the Swashakthi scheme, the concept here would be to take 25,000 ideas, and out of that, create 25,000 businesses, thus strengthening the villages of Sri Lanka.
How does one apply for the Swashakthi Loan?
In order to apply for the loan, a project proposal would have to be submitted. An evaluation of the project will be carried out by participating banks, or by the Small Enterprise Development Division of the Ministry of National Policies and Economic Affairs. As for eligibility, all businesses that can potentially generate revenue in the Agriculture, Industrial and Service sectors are eligible for the scheme.

Image taken from Advisor.lk
Once selected, Startups will receive a grant up to Rs. 10,000/- in lieu of initial expenses. The new would also have to make an equivalent contribution, thus kick-starting the initial project work.
New SMEs would also receive a maximum of Rs. 200,000/- as a startup loan, at an interest rate of 5.5% per annum. A further amount of up to Rs. 40,000/- will be distributed as a grant upon evaluation of the project after the initial six months. If you are an existing business, you are eligible for a loan of upto Rs. 250,000/- at an interest rate of 5.5%.
Startups and their projects would be judged on criteria such as novelty of business ideas, entrepreneurial and technical skills of the loan applicant, market demand for the proposed product, marketing and packaging strategies etc.

The Swashakthi programme is managed by the Ministry of National Policies and Economic Affairs in tandem with the Central bank of Sri Lanka. In order to apply for the scheme, SMW can submit applications via one of the partner banks.
Applying for the second part of the grant
In order to be eligible for the Rs. 40,000/- grant, the SME would have to meet a minimum of at least one of the points given below:
- Have a turnover growth of at least 20% per annum
- They must also create at least one additional employment opportunity
- The enterprise would also have to achieve 80% of the targets of the business plan set for the first 6 months
The eligible entrepreneur needs to apply for the second part of the grant through the Small Enterprises Development Division (SED) of MNP&EA or from the relevant PFI, after achieving at least one of the above targets.
Additional loans could also be obtained if necessary at a moderate interest rate. In order to do this, the SME would have to consult with the respective participating bank based on the success of the business.
The implementation of the Swashakthi scheme would aid approximately 25,000 individuals to support the government’s initiative to create one million employment opportunities.
According to the head of the Central Bank, as of now, the Central Bank of Sri Lanka has implemented schemes, thus distributing an approximate Rs. 9.5 billion among 917,200 MSME entrepreneurs during the last five years.
You can visit any of the banks shown in the diagram above to learn more about Swashakthi. In addition, you can also click here to download the application form to apply for the Swashakthi scheme.
i want a buseness loan
Man karanne handmed nirmana kohomada me lone aka ganne
ඔබට වැඩිදුර විස්තර සඳහා https://goo.gl/0j64lF ට යොමුවිය හැක.
Mama danata podiyata guhuwa viduli upakarana alut wadiya karanawa viyapara diunu Kara ganna long eka ganna kohomada 0717856918
how to get this lone
Hi Tharaka,
You can find more information here .
mama pre school ekak danna balaporoththu venawa
application kothanada thiyenne kohatada denne
I need buisinesss loan.i have five machines.i need to start a small garment factory.abouth min 10 workers.pls help.i need to money to buy the asasaries..
I have already started photo frames producing process using Mahogani wood,I need more funds for this.My mobile 0779106456
Hi Lalith,
You can reach out to them via
Kohomada me lone ganne.monawada ona karanne.man handmed karanne
This is a good opportunity to develop small businesses and save money.
bohama hoda wadaki mama kulu badu nispadanaya danata karagana yanawa..mata a sadaha awasa masin labaganna hip karanna puluwanda..vistara kohmada dana ganna
hoda wadaki..wadi vistara dana ganna kohamada
ඔබට වැඩිදුර විස්තර සඳහා https://goo.gl/0j64lF ට යොමුවිය හැක.
wistara dana ganna kohmada
I want a business loan.
Hi Crake,
You can reach out to them via
I would like build a agricultural well and then. Diary farming with few cattles. Please help
You can reach out to them via
I have two Electronic repairs shop I wanted dewolop my business how get help
I want to apply for a loan under this scheme for the services sector. Please let me know the repayment period for the loan facility and if there is a grace period to enable me to complete the Business Plan.
Man danatamath podi factory ekak karagena yanawa mata loan eka ganna one kohomada karaganne mata kiyanna monada one ekata
Mama Amila n. Wijayakumara. Application eka download karanne kothaninda
mama danatamath computer cervise, and class karan institute ekak 2005 liyapadinchi karala pawath wagena yanawa eka wadi diyunu karaganna me lone eka godak udau wewi kiyala hitenawa . mama lone application ekak ganne kohomada , glenbindunuwewa
Mama danata guhuwa viduli upakarana alut wadiya karanawa viyapara diunu Kara ganna ling eka ganna kohomada
Man danata gam biththara wyaparaya karanne. Meka mata develop karaganna oni. Kohomada me loan eka apply karanne. Ampara 0719853559
mekata kohomada illum karanne kiyala mata dana hanna one. me gana wadi wistharayak balaporoththu wenawa mama.
I’m planning to startup handmade card business. But my problem ia that i’m financially unstable. So pls if you can grant me the business loan its a great gelp for me.
Where to find 25000 business ideas
Man balaporottuwen innawa podiyata mahum viyaparayak karanna kohomada me loan akata apply karanne?
I started the Montessori, want to improve more
Mama denata led bulb&budures maala nishpadanaya kara alewi kirime wiyaparayak karagena yanawa. Mema wiyaparaya wedi diyunu kara genimata loan eka ganne kohomada?????? 0716949289
Khmda meka apply krnne
I need to start hand made products specially pillow cases for sofa. How can I take 50000 donate by swashakthi. If u can help me I can make job opportunities. I can show some samples. Thank you
How can I apply this?
Mama pani wiyaparayak karanawa. Kohomada mama applications ekak ganne. 0714889575
need help for my concrete business , & develop it . I have ten years that production expirience
I wanna build a travel company? Can i apply?
I want to build a travel company
mama sulu wiyaparayak karanawa mata thàwa eka dunu karaganna mudal madi. mama kohomada me lon eka ganne monawada kondesi mata udaw karanna.
I need your help how can I contact u, small multiple business agricultural, textiles, food please your cotact
Hello I am going to start selling submarines but I don’t have money to take all the utensils and rent place so I need to know how can I apply for swaahakthi loan .
Can’t call swashakthi phone no why is that
Can you please tell me the loan repayment period?
මෙහි සඳහන් කරුණු සියල්ල හරි එත් එකදෙයක් මේකේ සඳහන් වෙලා නෑ….මම අද 16/03/2017 පානදුර හැටන් නැෂනල් හා ලංකා බැංකුව යන ආයතන දෙකටම ගියා .එහෙත් මෙහි සඳහන් ආකාරයට නව ව්යාපාරයක් ආරම්භ කිරීමට නයක් ලබා ගැනීම එතරම් ලෙහෙසි නෑ.මොකද මේ යෝජනාක්රම මේ වෙබ් පිටුවේ බොහොම ලෙහෙසි හා ඉක්මන් ලෙස දක්වා ඇතත් .ප්රායෝගිකව මෙම ණය යෝජනා ක්රමයද සාම්ප්රදායික බැංකු ණය ලබාදීමේ ක්රමවේදය ආකාරයෙන්ම තමා ක්රියාත්මක වෙන්නේ .ඒ නිසා මෙය ඔය කියන තරම් ලෙහෙසි හා පාසු එකක් නොවේ .රජය හා බැංකු අතර මොන ගිවිසුම් තිබුනද බැංකු කරුවන් මෙක්රමය ක්රියාත්මක කරන්නේ ඉතාම අසාර්ථක හා මංදොථ්සාඅහි ආකාරයට .මෙහි ණය ලබාගැනීම සාමාන්ය පුද්ගලයෙකුට කල නොහැකියි හැටන් නැෂනල් බැංකුවේ ණය පිලිබඳ නිලධාරියා මාවෙත ලබාදුන් තොරතුරු අනුව මට හැඟී යන කරුණනම් කොතරම් හොඳ ව්යාපාර යෝජනාවක් උවද සාමාන්ය පුද්ගලයෙකුට මෙම ණය මුදල ලබාගැනීමේ හැකියාවක් නොමැති බවයි .මන්ද එසන්දහා බැංකු විසින් ඉල්ලාසිටින ඇපකර ලබාදීමට බහුතර තරුණ තරුණියන්ට හැකියාවක් නැති වීම මෙම ක්රමය අසාර්ථක වීමට හේතුවක් වනු ඇත .
please could verifying above banks recovering some banks they first recover whole amount interest some banks recovering time less the interest so, before take the loan should be find the recovering system example R.D.B. Collect all interest money first also you have delay one or two days pay for money ,they need(‘ thada muthal’/ thandapanam) more money so be carefully select the bank.
Mama sillara kadayak karanawa me loan aka ganne kohomada
Dr. Sir.I want your help.pls.0789413613.Dinesh
Me Lone eka gonna puluwan Niyamai piliwelA Danwanna 0717163308
Mata me loan eka ganna puluwan kohomada. Mama furniture nipadawim karana kenek. My no.0772220838.